Sometimes it makes me think when I read the news and it says some middle-class normie won 1 billion in the lottery and I just know they won't do anything productive with the money.

I'm penniless but I have tons of ideas with which I could improve the quality of life for people in my country.
With 1 billion dollars, I could probably change the world. Yet, in the hands of anyone else, this money is spent on mansions and golden Ferraris. Even worse, it sits forever in an investment bank gaining interest.